INSURANCE Cover



PERSONAL INSURANCE

Car, home, contents, and personal accident cover — compared across our panel of insurers so you’re not overpaying for the same protection.

BUSINESS INSURANCE

Business interruption, contractors’ all-risk, and heavy commercial vehicle cover, structured for South African SMEs who can’t afford downtime.

SPECIALIZED INSURANCE

Directors & Officers liability, performance and retention bonds, marine cargo, and body corporate cover — the risks generalist insurers often decline or under-price.

FLEET INSURANCE

Multi-vehicle and heavy commercial fleet cover with consolidated billing and a single renewal date, so your fleet manager isn’t juggling five policies.

Why choose Beyond Platinum?

Why choose and Independent Broker over a Direct Insurer

We shop the market for you.

Enjoy point of contact for every claim.

Your cover built around your risk, not a template.

We’re on your side when it matters most – at claim time!

Contractors All Risk

Contractors All Risk Insurance covers construction & service projects against damage, loss, and liability, helping protect works, materials, and site risks.

Directors and Officers

Directors and Officers insurance protects executives from lawsuits, covering legal costs, claims, and liabilities from management decisions.

Marine Insurance

Marine insurance protects cargo, vessels, and freight from loss, damage, and transit risks, ensuring safe and secure shipping operations.

HCV Insurance Cover

HCV insurance protects trucks and heavy vehicles with cover for accidents, theft, damage, and liability, keeping transport businesses secure.

Providers

Beyond Platinum Insurance Brokers makes use of multiple providers to ensure you get the best possible pricing and cover when it comes to Insurance.

Frequently Asked Questions